I have been a mortgage professional for a number of years, gaining experience by working for mortgage packagers and brokerages. The finance industry has undergone such dramatic change over the past few years, leading to people specialising in particular aspects.

I don't sell houses, HIP's, postage stamps or anything else. I just source the right mortgage product for your financial circumstances, along with any other product that will let you keep your house if things go wrong.

John Folkard - many years experience in sourcing mortgages in a regulated market both commercial and domestic. Fully qualified CeMAP professional.

I am a qualified independent mortgage professional, and can source finance, whether it is a mortgage or an additional loan from the whole of then market. So whether you have a clean credit record or are suffering from CCJ's, IVA's or repossessions I can help you.

All advice is free, as is any meeting you wish to have.

Residential mortgage - no fee.

Commercial mortgage - fees are negotiable.

Regulated by FSA
Full CeMAP qualified
Member of the Guild of Professional Mortgage Advisers