Why are we different? You've probably found a number of companies who will offer you cash for your home. Usually, it's hard to know who you're dealing with and if there are any hidden surprises around the corner. As there's a lot to lose, you probably want to avoid the risks. We believe the information below will make you feel comfortable dealing with us.

We are professional - this makes life more straightforward. For most of us, buying a home is more than just a financial transaction. That's what makes selling property tough, because buyers can sometimes be indecisive, changing their mind about the purchase for no obvious reason.

S & T Properties operate professionally. We agree a price and stick to it - no messing around or silly games. That way you know where you stand. We have no reason to suddenly pull out and you can plan the rest of your life, safe in the knowledge that you have a firm deal.

Looking after our customers is important. Your satisfaction is our success. We feel strongly about property and about providing excellent service to our customers. Our business largely relies on referrals from happy customers. If you like what we do then you will probably tell your family and friends - this is how our business grows. You can even earn £1,000 as a finder's fee! Just ask for us details.

Stuart Ritchie owns and manages S & T Properties

The normal process of selling your home can be slow, frustrating and costly. We have a solution to most problems;

Seen another property you want to buy fast?
Is your house in danger of being repossessed?
We can buy it and rent it back to you if required
Can't sell because your property needs refurbishment
By using our services you will have, NO Estate Agent fees, NO more Mortgage Payments, You will be able to Clear Outstanding Debts with equity from your property, this will give you a fresh start. If required we can sell your home back to you 2-5 years later at a price agreed now. We can normally rent your property back to you for less than your current mortgage.
We can usually view your property and make an offer within 24 hours.

Four Simple Steps

1. Contact us through this web site, or call us on our freephone number.

2. We work out an approximate "trade value" for your property. Then we call you to talk about your needs and how we can meet them, before giving you an estimated value. Unlike some companies we make our offer without cost or obligation - we don't charge you for surveys or ask for any fees.

3. We visit you to see your property and talk through solutions that will work for you

4. Once you have decided to sell to us, we handle the details. You can use your own solicitor, or one recommended by us. Either way, there are no upfront costs!

We always seek out options that work for you and us. We insist you have the details checked out by a solicitor to protect your interests. We have a number of options to suit all manner of situations, apart from a straight cash purchase.

Our business thrives on recommendations. A lot of our business comes from referrals.

We are more than happy for you to contact our competitors. Always ask yourself:

Is there a charge for surveys, etc?
How does their offer compare to ours?
Will they meet you to talk through the options you have?
Do they maintain the highest standards because they are a stable business with a long-term strategy?

No fees
Legal fees paid up to £500

Residential Landlords Association