John Caffrey, Positive Solutions
Basic Information:
Name:
John Caffrey, Positive Solutions
Address:
7 Mendham Close
Gateshead
Tyne And Wear
NE10 9BJ
Gateshead
Tyne And Wear
NE10 9BJ
Phone:
0844 806 1278
Fax:
0191 4212206
Email:
Website:
Area(s) of Business:
Financial Services & Advice - Independent Financial Advisor
Year Established:
1997
Company:
Formed in 1997 by David Harrison and Maurice Cotter, Positive Solutions was born of the belief that independent financial advice should be delivered at all times and that advisers themselves should be treated as equal stakeholders in the organisation at all times. This approach gave birth to the idea of "altogether individual" - a belief that, whilst all our individual partners independence should be respected, we can achieve great things by working as a team.
Our values and beliefs:
Independence - in all its forms. Independence of thought, independence from product providers when recommending a product to a client, independence of the individual so that they are not manipulated or controlled by others. Also, striving to help others become financially independent, which in tomorrow's increasingly economically driven world will be the only real guarantee of creating and retaining an independent lifestyle.
Wealth creation - creating and conserving wealth for our clients is one of our primary aims. This goes hand in hand with financial independence.
Honesty - this extends not only to our clients and employees, but also in the transparent way we deal with others.
Simplicity - we design and operate systems that are simple in their concept and delivery. Financial planning should be a good experience, which is easy to understand by the consumer, not a confusing and jargon-filled nightmare. This means using the right method to deliver financial planning, which we believe for the vast majority of people is via face to face impartial and independent advice.
Self-reliance - self reliance we believe is about having the maturity and ability to face the true reality of our present and future situation. It's not anti-teamwork, but about each of us taking responsibility for our business and personal lives.
Teamwork - an essential part of organisational life is the ability to build strong and highly motivated teams to tackle issues and run the business. We constantly seek to extend the parameters of our teams to include other stakeholders - our members, their clients, our professional connections, and product providers. Solutions brought about through this process have more breadth and more certainty of success because of this wider involvement.
Winning - finally, we believe in winning in whatever arena we choose to participate in. Not just winning, but the way in which we play in order to win is perhaps more important to us. Winning, on behalf of our clients, means we win for ourselves.
Our values and beliefs:
Independence - in all its forms. Independence of thought, independence from product providers when recommending a product to a client, independence of the individual so that they are not manipulated or controlled by others. Also, striving to help others become financially independent, which in tomorrow's increasingly economically driven world will be the only real guarantee of creating and retaining an independent lifestyle.
Wealth creation - creating and conserving wealth for our clients is one of our primary aims. This goes hand in hand with financial independence.
Honesty - this extends not only to our clients and employees, but also in the transparent way we deal with others.
Simplicity - we design and operate systems that are simple in their concept and delivery. Financial planning should be a good experience, which is easy to understand by the consumer, not a confusing and jargon-filled nightmare. This means using the right method to deliver financial planning, which we believe for the vast majority of people is via face to face impartial and independent advice.
Self-reliance - self reliance we believe is about having the maturity and ability to face the true reality of our present and future situation. It's not anti-teamwork, but about each of us taking responsibility for our business and personal lives.
Teamwork - an essential part of organisational life is the ability to build strong and highly motivated teams to tackle issues and run the business. We constantly seek to extend the parameters of our teams to include other stakeholders - our members, their clients, our professional connections, and product providers. Solutions brought about through this process have more breadth and more certainty of success because of this wider involvement.
Winning - finally, we believe in winning in whatever arena we choose to participate in. Not just winning, but the way in which we play in order to win is perhaps more important to us. Winning, on behalf of our clients, means we win for ourselves.
Staff:
IFA Partners receive the backing of Positive Solutions to be able to work effectively with their clients. We believe in using technology to its maximum advantage, utilising the latest cutting edge software and processes to develop the best solutions for clients needs.
Areas of Business (Products / Services):
Our Service
Financial Planning is a complex subject, setting strategies, deciphering the jargon, knowing how different products work, how products interact with each other and the long term implications such as taxation and potential changes in legislation, is a full time job and is exactly why there are full time advisers such as ourselves.
Our Aim
To provide strategic financial advice. Ours is a personalised service that adopts a holistic approach by focusing on all aspects of your finances. We seek to establish long term client relationships and to provide a straight forward plain English financial planning service. We are focussed toward long term client relationships as we believe that this is the most effective way for clients to achieve their financial goals.
Why choose an Independent Adviser?
Being independent means that we are not tied to any one Company (or Mortgage Lender) and therefore the advice we provide is totally unbiased. Only after discussing your objectives will we research the entire UK market place on your behalf.
These are the areas of your financial planning that I will be able to help you with:
Pensions - Planning your retirement and the level of income required.
New or existing pension plan
Retirement options such as annuities
Stakeholder pensions
Executive pension plans
Self invested personal pensions
Small self administered schemes
Investments - Making best use of your capital and surplus income.
Expert investment advice
Investment bonds
Unit trusts, individual savings accounts (ISA) and OEIC's
PEP transfers
Inheritance and capital gains tax*
Protection - Ensuring you have appropriate cover for you and your family.
Life assurance
Critical illness protection
Income protection insurance
Financial Planning is a complex subject, setting strategies, deciphering the jargon, knowing how different products work, how products interact with each other and the long term implications such as taxation and potential changes in legislation, is a full time job and is exactly why there are full time advisers such as ourselves.
Our Aim
To provide strategic financial advice. Ours is a personalised service that adopts a holistic approach by focusing on all aspects of your finances. We seek to establish long term client relationships and to provide a straight forward plain English financial planning service. We are focussed toward long term client relationships as we believe that this is the most effective way for clients to achieve their financial goals.
Why choose an Independent Adviser?
Being independent means that we are not tied to any one Company (or Mortgage Lender) and therefore the advice we provide is totally unbiased. Only after discussing your objectives will we research the entire UK market place on your behalf.
These are the areas of your financial planning that I will be able to help you with:
Pensions - Planning your retirement and the level of income required.
New or existing pension plan
Retirement options such as annuities
Stakeholder pensions
Executive pension plans
Self invested personal pensions
Small self administered schemes
Investments - Making best use of your capital and surplus income.
Expert investment advice
Investment bonds
Unit trusts, individual savings accounts (ISA) and OEIC's
PEP transfers
Inheritance and capital gains tax*
Protection - Ensuring you have appropriate cover for you and your family.
Life assurance
Critical illness protection
Income protection insurance
Fees:
Payment options (1) Paying by fee (2) Paying by commission (or product charges) full details of which are provided in our Terms of Business available from our website.
Memberships / Accreditations:
Money Marketing - Technology IFA of the year - 2002/2003
Money Marketing - Protection IFA of the year - 2002
Money Marketing - Best use of new media - 2003. Awarded for our use of web technology for both clients and IFA partners. The judges recognised that our entry was one which stood "far ahead of the rest of the field".
Money Marketing - Best use of new media - 2004.
Money Marketing - Technology IFA of the Year - 2005.
Money Marketing - Best use of new media - 2005.
Vantis Top 100 - Positive Solutions was ranked second in the national Vantis Top 100, finishing as the top financial services company in the listing. This prestigious award ranks the UK's 100 fastest-growing private firms by sales-turnover growth over a four-year period and is testament to Positive Solutions' sustained growth since the company was formed.
Sunday Times - Positive Solutions were ranked second overall in the prestigious 2002 Sunday Times Fast-track 100 awards. This determines Britain's most dynamic unquoted companies and confirms that Positive Solutions are the fastest growing Financial Services company in the UK.
Financial Adviser -Financial Adviser Sales Awards - Best Point-of-Sale Technology 2005.
Professional Adviser - Professional Adviser - IFA Personality of the Year (David Harrison) 2006.
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial Services Authority. Registered as a Limited Company In England And Wales No. 3276760.
Money Marketing - Protection IFA of the year - 2002
Money Marketing - Best use of new media - 2003. Awarded for our use of web technology for both clients and IFA partners. The judges recognised that our entry was one which stood "far ahead of the rest of the field".
Money Marketing - Best use of new media - 2004.
Money Marketing - Technology IFA of the Year - 2005.
Money Marketing - Best use of new media - 2005.
Vantis Top 100 - Positive Solutions was ranked second in the national Vantis Top 100, finishing as the top financial services company in the listing. This prestigious award ranks the UK's 100 fastest-growing private firms by sales-turnover growth over a four-year period and is testament to Positive Solutions' sustained growth since the company was formed.
Sunday Times - Positive Solutions were ranked second overall in the prestigious 2002 Sunday Times Fast-track 100 awards. This determines Britain's most dynamic unquoted companies and confirms that Positive Solutions are the fastest growing Financial Services company in the UK.
Financial Adviser -Financial Adviser Sales Awards - Best Point-of-Sale Technology 2005.
Professional Adviser - Professional Adviser - IFA Personality of the Year (David Harrison) 2006.
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial Services Authority. Registered as a Limited Company In England And Wales No. 3276760.
