Carden Associates

Willowbank Road Aberdeen Business Centre
Aberdeen, Aberdeenshire
AB11 6YG

Since 2000

Contact
01224 587024 - or - Email - or - Visit website

Carden Associates are Independent Financial Advisors and Specialist Mortgage Brokers based in Aberdeen serving a wide variety of private and business clients. We provide an advice and arrangement service for Mortgages and cover all types of Residential and Buy to Let Mortgages sourced from the whole market. We are specialists in Self Employed Mortgages, Self Build Mortgages and the Buy to Let Mortgage market. We have niche lenders for large mortgage loans above £500,000 for those clients with large asset holdings or wealth tied up in their business. We can arrange Finance for Businesses including Commercial Mortgages, Development Funding and Refurbishment Loans. We can also arrange bespoke Bridging Finance loans and property funding for both business and residential property. We also provide advice on Pensions and Retirement Planning, Savings and Investments and Personal, Family and Business Protection Plans, including Life Cover, Critical Illness Cover, Income Protection Family Income Benefits Plans, Accident and Sickness Cover and Unemployment Cover.

Services

Financial Services & Advice - Mortgage Broker
Financial Services & Advice - Mortgage Broker
Financial Services & Advice - Independent Financial Advisor
Financial Services & Advice - Independent Financial Advisor
Financial Services & Advice - Commercial & Buy to Let Finance
Financial Services & Advice - Commercial & Buy to Let Finance
Financial Services & Advice - Tax & Trust Specialist
Financial Services & Advice - Tax & Trust Specialist
Financial Services & Advice - Insurance Broker
Financial Services & Advice - Insurance Broker
Financial Services & Advice - Lease Option Company
Financial Services & Advice - Lease Option Company
Financial Services & Advice - Financial Advisor
Financial Services & Advice - Financial Advisor

Staff

We have very experienced staff in all areas who have live and work in Aberdeen and surrounding area for many years. All out advisers are fully qualified and competent in their chosen areas.

Area of Business

We offer a Mortgage Advice and Arrangement service on all types of Mortgages sourced from the whole market. Including House Purchase, Remortgage and Buy to Let Mortgages. Flexible and Offset Mortgages, Self Build Mortgages, Overseas Mortgages and Holiday and Second Homes, Shared Equity and Shared Ownership. Guarantor and First Time Buyer Mortgages. We can arrange mortgages on New build Houses and Flats and on non-traditional construction properties, such as those with Timber Frame Construction, Timber Cladding and those with Metal Roof coverings. Commercial Mortgages and Development Finance and Refurbishment Loans are available for those wishing to purchase, develop or renovate property, these deals are available via our profession connections and lending can often be attained outside the usual high street lenders. Bridging Finance is also available for those who need short term funding. As Independent Financial Advisers we can advise on Pensions and Retirement Planning, Inheritance Tax Planning, Savings and Investments and all forms of Personal, Family and Business Protection Plans, including Life and Critical Illness Cover, Income and Payment Protection Plans and Family Income Benefit.

Fees

We offer a fee only service or commission based or a mix of both fee and commission depending on the type of product being advised on. We will discuss this with you at our initial meeting. Mortgage Broker fees, not all lenders pay a fee and a typical fee for mortgage advice is £695 or up to 1% of the loan per property. Any fee is agreed in advance subject to the clients requirements and time involved, any fee once paid is not refundable.