Female Independent Ltd

Piersfield Terrace 113
Edinburgh, Midlothian

Since 2003

01316521999 - or - Email

Our business was established 5 years ago and our main source of business is arranging mortgages for clients and we are directly authorised by the FSA.


Financial Services & Advice - Mortgage Broker
Financial Services & Advice - Mortgage Broker


There are 3 members of staff. Carol Begbie and Susan Young own the business and both are fully CEMAP qualified to discuss advise and arrange mortgages.

Lisa Wilson is our Office Manager and ensures the smooth running of our office.


We are directly authorised by the FSA and have full CEMAP qualifications.

We are also the first and only mortgage broker in the whole of the UK to be awarded a Certificate of Quality & Service by The Guild of MasterCraftsmen and are extremely proud of this achievement.

Area of Business

We have a large client base and specialise in all areas of private and commercial mortgages. We also do personal loans both unsecured and secured.

As we are directly authorised, we work from whole of market and do not reduce our panel in any way and therefore look at all products on offer from every lender to find the most suitable for our clients.

We specialise in all mortgage areas including lst time buyers, re mortgages, additional borrowing, home movers, self certification, sub prime and buy to let.


Our initial meeting is free and should clients wish us to act on their behalf, we charge a £200 arrangement fee payable on completion of the mortgage and for this we complete all the paperwork on the clients behalf and liaise with lenders, solicitors, surveyors etc. in order that the mortgage is processed as quickly and efficiently as possible.

We also receive a payment from the Lender.